Financial Assistance

We offer more than just moral support.

We understand that any business venture requires more than just good wishes to succeed. We have a host of programs and resources that can help you get your business off the ground or expand to meet your vision of success.

Morgan Hill Loan Program

Grow Morgan Hill Fund

The City of Morgan Hill has partnered with the National Development Council to provide a unique loan program, the Grow Morgan Hill Fund. This program offers loan amounts of $100,000 to $1.5 million at very favorable rates and terms. Loans are available for permanent working capital, real estate acquisition, property improvements, machinery/equipment, and refinance of eligible debt. Loans made under this program will be underwritten by Grow America Fund (GAF) and guaranteed by the Small Business Administration. This loan program is designed to help business grow in Morgan Hill. 

The Grow Morgan Hill Fund can be used by any qualifying business in the City with SBA 7(a) loans.

Contract Andria Martinez at at (805) 698-8005.

The NDC also offers Energy Efficiency Financing.

State Loan Program

Statewide Community Infrastructure Program (SCIP)

The City of Morgan Hill has partnered with the California Statewide Communities Development Authority (CSCDA) to provide cost-effective options for funding development impact fees on both residential and non-residential projects. The Statewide Community Infrastructure Program (SCIP) is administered by highly trained and experienced consultants  who prepare the tax roll, disseminate continuing disclosure reports, and handle delinquencies. SCIP applications are available at:

Fee Deferral Programs

A business that may be constructing their own building or significantly improving an old building can be required to pay Development Impact Fees. Development Impact Fees can be expensive. The City has implemented an installment financing plan that allows Development Impact Fee payments be spread over time to minimize the up front cost. The Sewer/Traffic/Underground Fee deferral program requires businesses pay the outstanding balance of Impact Fees over a period of five years. 

More details on the Fee deferral program can be downloaded and reviewed. If you are interested in participating in the program, please drop us a line to get started.


Expedited Permitting Assistance

Morgan Hill offers businesses a one-stop approach to making the permit process transparent and expeditious. The City is committed to providing technical assistance and coordination with other City departments to move projects through the development approval process in a timely and predictable process and help minimize costs and increase productivity. 

We are happy to be your advocate and mentor you through the process.  Please contact us to get started.

Workforce Assistance

Employment Training Panel Fund (ETP) 

If you are a private sector business, finding qualified talent can be challenging for businesses. Even when you find that qualified candidate, there is often some investment in time and training that occurs. Did you know the State of California has funds available to upskill your employees? Did you know you can have some of the cost of a trainer be compensated by the State of California? The State of California Employment Training Panel provides private sector businesses funding for employer supported workforce development and training.   

To learn more about Employment Training Panel funds and how to access them contact the state of California ETP program at

State of California Business Resources

For information on Business Resources from the State of California and the Federal Government please use the following links below to learn more about each one of these important business incentive programs. 

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